Side-by-side · Q2 2026 data
New Alliance Federal Credit Union vs White Rose Credit Union
Credit union
New Alliance Federal Credit Union
Ambridge, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | New Alliance Federal Credit Union | White Rose Credit Union |
|---|---|---|
| TellerScore | 54 | 66 (stronger) |
| Capital cushion | 37 | 39 (stronger) |
| Loan quality | 34 | 88 (stronger) |
| Earnings | 61 (stronger) | 40 |
| Funding & liquidity | 99 | 100 (stronger) |
| Problem-loan coverage | 75 | 96 (stronger) |
| Peer percentile | 10th | 37th |
| Total assets | $113.3M | $115.5M |
| Deposits / shares | $101.5M | $104.3M |
| Capital ratio | 8.72% | 8.91% (stronger) |
| Problem loans | 1.97% | 0.35% (stronger) |
| Net charge-offs | 0.39% (stronger) | 0.61% |
| Return on assets | 1.03% (stronger) | 0.51% |
| Loans ÷ deposits | 61.6% | 53.3% (stronger) |
| Uninsured deposits | 3.9% | 2.0% (stronger) |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.8% | 19.7% |
White Rose Credit Union has the higher TellerScore (66 vs 54). On the 7 directional measures above (where higher or lower is clearly better), New Alliance Federal Credit Union leads on 2 and White Rose Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.