Side-by-side · Q2 2026 data
New Bedford Credit Union vs Homefield Credit Union
Metric by metric
| Measure | New Bedford Credit Union | Homefield Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 59 |
| Capital cushion | 60 (stronger) | 51 |
| Loan quality | 85 (stronger) | 77 |
| Earnings | 49 (stronger) | 29 |
| Funding & liquidity | 83 (stronger) | 68 |
| Problem-loan coverage | 95 (stronger) | 89 |
| Peer percentile | 54th | 19th |
| Total assets | $168.7M | $170.4M |
| Deposits / shares | $149.7M | $145.8M |
| Capital ratio | 11.01% (stronger) | 10.12% |
| Problem loans | 0.44% (stronger) | 0.69% |
| Net charge-offs | 0.13% | 0.06% (stronger) |
| Return on assets | 0.72% (stronger) | 0.23% |
| Loans ÷ deposits | 76.9% (stronger) | 92.3% |
| Uninsured deposits | 7.1% (stronger) | 8.7% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.4% | — |
New Bedford Credit Union has the higher TellerScore (71 vs 59). On the 7 directional measures above (where higher or lower is clearly better), New Bedford Credit Union leads on 6 and Homefield Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.