Headquartered in North Grafton, Massachusetts, Homefield Credit Union is a federally insured state-chartered credit union with $170.4M in total assets and $145.8M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1966.
Based on its Q2 2026 filing, Homefield Credit Union scores 59/100, which we describe as moderate. That is higher than only 19% of 1,341 credit unions with $100 million – $1 billion. Among 121 credit unions headquartered in Massachusetts, it ranks 99th. Its strongest component is problem-loan coverage (89/100; 5.4%), and its lowest is earnings (29/100; 0.23%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 11 points (48 → 59), mostly because the loan quality component improved by 33 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 48 |
| Q3 2024 | 52 |
| Q4 2024 | 49 |
| Q1 2025 | 53 |
| Q2 2025 | 48 |
| Q3 2025 | 58 |
| Q4 2025 | 54 |
| Q1 2026 | 59 |
| Q2 2026 | 59 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.27% |
| Q3 2024 | 9.30% |
| Q4 2024 | 9.41% |
| Q1 2025 | 9.50% |
| Q2 2025 | 9.83% |
| Q3 2025 | 9.80% |
| Q4 2025 | 9.91% |
| Q1 2026 | 10.04% |
| Q2 2026 | 10.12% |
Show as table
| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.27% |
| Q3 2024 | 0.78% |
| Q4 2024 | 1.19% |
| Q1 2025 | 0.87% |
| Q2 2025 | 1.69% |
| Q3 2025 | 0.66% |
| Q4 2025 | 1.13% |
| Q1 2026 | 0.71% |
| Q2 2026 | 0.69% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.02% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.05% |
| Q1 2025 | 0.02% |
| Q2 2025 | 0.22% |
| Q3 2025 | 0.23% |
| Q4 2025 | 0.23% |
| Q1 2026 | 0.19% |
| Q2 2026 | 0.23% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 59 | $170.4M | 10.12% | 0.69% | 0.23% | 92.3% |
| Q1 2026 | 59 | $170.6M | 10.04% | 0.71% | 0.19% | 91.8% |
| Q4 2025 | 54 | $171.9M | 9.91% | 1.13% | 0.23% | 98.4% |
| Q3 2025 | 58 | $173.3M | 9.80% | 0.66% | 0.23% | 97.9% |
| Q2 2025 | 48 | $171.7M | 9.83% | 1.69% | 0.22% | 98.5% |
| Q1 2025 | 53 | $175.8M | 9.50% | 0.87% | 0.02% | 101.3% |
| Q4 2024 | 49 | $177.3M | 9.41% | 1.19% | 0.05% | 105.9% |
| Q3 2024 | 52 | $178.9M | 9.30% | 0.78% | 0.00% | 105.7% |
| Q2 2024 | 48 | $179.7M | 9.27% | 1.27% | 0.02% | 104.4% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Massachusetts
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| New Bedford Credit UnionCredit union New Bedford, MA | 71 out of 100, Strong | $168.7M | 11.0% | 0.44% | vs |
| Pioneer Valley Federal Credit UnionCredit union Springfield, MA | 71 out of 100, Strong | $167.2M | 11.6% | 0.39% | vs |
| Naveo Credit UnionCredit union Somerville, MA | 62 out of 100, Moderate | $176.3M | 8.6% | 0.39% | vs |
| Alden Credit UnionCredit union Chicopee, MA | 52 out of 100, Below average | $185.4M | 9.2% | 1.14% | vs |
| River Works Credit UnionCredit union Lynn, MA | 57 out of 100, Moderate | $192.9M | 9.2% | 0.82% | vs |
| Metrowest Community Federal Credit UnionCredit union Framingham, MA | 68 out of 100, Moderate | $147.0M | 8.7% | 0.21% | vs |
Deposit insurance
Is my money safe at Homefield Credit Union?
Yes. Homefield Credit Union is a federally insured credit union (NCUA charter #68057). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 8.7% of shares and deposits ($12.7M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 10.12%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Homefield Credit Union lists 2 offices in 2 cities. Most locations:
- Milford, MA (1)
- North Grafton, MA (1)
Identity & history
Profile
- Legal name
- Homefield Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 68057
- RSSD ID
- 268891
- Primary regulator
- State + NCUA
- Established
- 1966
- Headquarters
- 86 Worcester St, North Grafton, MA 01536
- Employees
- 32
Quick answers
Homefield Credit Union: common questions
Is Homefield Credit Union NCUA insured?
Yes. Homefield Credit Union is a federally insured credit union (NCUA charter #68057). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Homefield Credit Union's TellerScore?
59 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Homefield Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near North Grafton
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| NorthEast Community BankBank White Plains, NY | 90 out of 100, Very strong | $2.1B | 17.3% | 0.00% | vs |
| Attleboro M E Federal Credit UnionCredit union Attleboro, MA | 90 out of 100, Very strong | $24.6M | 13.7% | 0.13% | vs |
| Webster First Federal Credit UnionCredit union Worcester, MA | 87 out of 100, Very strong | $1.5B | 19.7% | 0.41% | vs |
| Allcom Credit UnionCredit union Worcester, MA | 85 out of 100, Very strong | $81.8M | 16.6% | 0.07% | vs |
| Leominster Employees Federal Credit UnionCredit union Leominster, MA | 80 out of 100, Strong | $30.0M | 11.2% | 0.01% | vs |
| Norfolk Community Federal Credit UnionCredit union Norfolk, MA | 80 out of 100, Strong | $33.0M | 12.7% | 0.48% | vs |