Side-by-side · Q2 2026 data
New Bedford Credit Union vs Sharon & Crescent United Credit Union
Credit union
Sharon & Crescent United Credit Union
Sharon, Massachusetts · $1 billion – $10 billion
Metric by metric
| Measure | New Bedford Credit Union | Sharon & Crescent United Credit Union |
|---|---|---|
| TellerScore | 71 | 76 (stronger) |
| Capital cushion | 60 | 78 (stronger) |
| Loan quality | 85 | 86 (stronger) |
| Earnings | 49 | 55 (stronger) |
| Funding & liquidity | 83 (stronger) | 70 |
| Problem-loan coverage | 95 | 95 |
| Peer percentile | 54th | 79th |
| Total assets | $168.7M | $1.4B |
| Deposits / shares | $149.7M | $1.1B |
| Capital ratio | 11.01% | 12.83% (stronger) |
| Problem loans | 0.44% | 0.43% (stronger) |
| Net charge-offs | 0.13% | 0.05% (stronger) |
| Return on assets | 0.72% | 0.88% (stronger) |
| Loans ÷ deposits | 76.9% (stronger) | 90.7% |
| Uninsured deposits | 7.1% (stronger) | 14.2% |
| Offices | 2 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.4% | 14.2% |
Sharon & Crescent United Credit Union has the higher TellerScore (76 vs 71). On the 7 directional measures above (where higher or lower is clearly better), New Bedford Credit Union leads on 2 and Sharon & Crescent United Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.