Side-by-side · Q2 2026 data
New Century Federal Credit Union vs Altonized Community Federal Credit Union
Credit union
Altonized Community Federal Credit Union
Alton, Illinois · Under $100 million in assets
Metric by metric
| Measure | New Century Federal Credit Union | Altonized Community Federal Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 59 |
| Capital cushion | 89 (stronger) | 37 |
| Loan quality | 76 (stronger) | 69 |
| Earnings | 50 (stronger) | 34 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 96 (stronger) | 91 |
| Peer percentile | 65th | 20th |
| Total assets | $60.2M | $53.1M |
| Deposits / shares | $51.7M | $49.0M |
| Capital ratio | 13.89% (stronger) | 8.74% |
| Problem loans | 0.71% (stronger) | 0.93% |
| Net charge-offs | 0.20% | 0.19% (stronger) |
| Return on assets | 0.75% (stronger) | 0.36% |
| Loans ÷ deposits | 46.6% | 44.5% (stronger) |
| Uninsured deposits | 5.5% (stronger) | 10.8% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
New Century Federal Credit Union has the higher TellerScore (80 vs 59). On the 7 directional measures above (where higher or lower is clearly better), New Century Federal Credit Union leads on 5 and Altonized Community Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.