New Century Federal Credit Union (NCUA charter #1251) is based in Joliet, Illinois. Its Q2 2026 call report shows $60.2M in total assets and $51.7M in member shares and deposits and 2 offices.
New Century Federal Credit Union has a TellerScore of 80 out of 100 (strong) based on Q2 2026 data — higher than 65% of its 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 66th. Funding & liquidity contributes the most (100/100, 47% loans-to-deposits, 5% uninsured); earnings contributes the least (50/100, 0.75%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (79 → 80).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 71 |
| Q3 2024 | 72 |
| Q4 2024 | 69 |
| Q1 2025 | 80 |
| Q2 2025 | 79 |
| Q3 2025 | 82 |
| Q4 2025 | 77 |
| Q1 2026 | 78 |
| Q2 2026 | 80 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 13.65% |
| Q3 2024 | 13.56% |
| Q4 2024 | 13.81% |
| Q1 2025 | 13.60% |
| Q2 2025 | 14.22% |
| Q3 2025 | 14.37% |
| Q4 2025 | 13.89% |
| Q1 2026 | 13.93% |
| Q2 2026 | 13.89% |
Show as table
| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.16% |
| Q3 2024 | 1.14% |
| Q4 2024 | 1.58% |
| Q1 2025 | 0.41% |
| Q2 2025 | 0.96% |
| Q3 2025 | 0.71% |
| Q4 2025 | 0.84% |
| Q1 2026 | 0.87% |
| Q2 2026 | 0.71% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.17% |
| Q3 2024 | 0.28% |
| Q4 2024 | 0.41% |
| Q1 2025 | 0.51% |
| Q2 2025 | 0.76% |
| Q3 2025 | 0.71% |
| Q4 2025 | 0.53% |
| Q1 2026 | 0.66% |
| Q2 2026 | 0.75% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 80 | $60.2M | 13.89% | 0.71% | 0.75% | 46.6% |
| Q1 2026 | 78 | $59.1M | 13.93% | 0.87% | 0.66% | 47.2% |
| Q4 2025 | 77 | $58.6M | 13.89% | 0.84% | 0.53% | 49.4% |
| Q3 2025 | 82 | $56.7M | 14.37% | 0.71% | 0.71% | 51.6% |
| Q2 2025 | 79 | $56.7M | 14.22% | 0.96% | 0.76% | 50.7% |
| Q1 2025 | 80 | $58.2M | 13.60% | 0.41% | 0.51% | 48.6% |
| Q4 2024 | 69 | $56.8M | 13.81% | 1.58% | 0.41% | 49.3% |
| Q3 2024 | 72 | $57.1M | 13.56% | 1.14% | 0.28% | 48.9% |
| Q2 2024 | 71 | $56.1M | 13.65% | 1.16% | 0.17% | 49.5% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Fieldstone Credit UnionCredit union Bradley, IL | 84 out of 100, Strong | $61.7M | 14.0% | 0.69% | vs |
| Access Credit UnionCredit union Broadview, IL | 72 out of 100, Strong | $57.9M | 14.0% | 1.24% | vs |
| Acme Continental Credit UnionCredit union Riverdale, IL | 82 out of 100, Strong | $62.5M | 17.1% | 0.55% | vs |
| Galesburg Burlington Credit UnionCredit union Galesburg, IL | 96 out of 100, Very strong | $56.8M | 28.5% | 0.23% | vs |
| Moline Municipal Credit UnionCredit union Moline, IL | 73 out of 100, Strong | $66.0M | 13.8% | 0.99% | vs |
| United Equity Credit UnionCredit union Decatur, IL | 94 out of 100, Very strong | $66.2M | 18.7% | 0.23% | vs |
Deposit insurance
Is my money safe at New Century Federal Credit Union?
Yes. New Century Federal Credit Union is a federally insured credit union (NCUA charter #1251). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 5.5% of shares and deposits ($2.8M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 13.89%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
New Century Federal Credit Union lists 2 offices in 2 cities. Most locations:
- Joliet, IL (1)
- New Lenox, IL (1)
Identity & history
Profile
- Legal name
- New Century Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 1251
- RSSD ID
- 229379
- Primary regulator
- NCUA
- Established
- 1936
- Headquarters
- 291 Springfield Avenue, Joliet, IL 60435
- Employees
- 11
Quick answers
New Century Federal Credit Union: common questions
Is New Century Federal Credit Union NCUA insured?
Yes. New Century Federal Credit Union is a federally insured credit union (NCUA charter #1251). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is New Century Federal Credit Union's TellerScore?
80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does New Century Federal Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Joliet
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Aurora Policemen Credit UnionCredit union Aurora, IL | 95 out of 100, Very strong | $26.3M | 15.3% | 0.00% | vs |
| Western Springs Federal Credit UnionCredit union Western Springs, IL | 95 out of 100, Very strong | $3.9M | 18.2% | 0.46% | vs |
| Aurora Firefighters' Credit UnionCredit union Aurora, IL | 93 out of 100, Very strong | $2.7M | 16.1% | 0.00% | vs |
| First Community Bank and TrustBank Beecher, IL | 91 out of 100, Very strong | $201.7M | 13.5% | 0.00% | vs |
| Chicago Firefighter'S Credit UnionCredit union Chicago, IL | 89 out of 100, Very strong | $92.9M | 14.1% | 0.07% | vs |
| Earthmover Credit UnionCredit union Aurora, IL | 87 out of 100, Very strong | $471.7M | 19.3% | 0.75% | vs |