Side-by-side · Q2 2026 data
New Century Federal Credit Union vs Earthmover Credit Union
Metric by metric
| Measure | New Century Federal Credit Union | Earthmover Credit Union |
|---|---|---|
| TellerScore | 80 | 87 (stronger) |
| Capital cushion | 89 | 100 (stronger) |
| Loan quality | 76 (stronger) | 75 |
| Earnings | 50 | 72 (stronger) |
| Funding & liquidity | 100 (stronger) | 92 |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 65th | 91st |
| Total assets | $60.2M | $471.7M |
| Deposits / shares | $51.7M | $385.6M |
| Capital ratio | 13.89% | 19.34% (stronger) |
| Problem loans | 0.71% (stronger) | 0.75% |
| Net charge-offs | 0.20% (stronger) | 0.34% |
| Return on assets | 0.75% | 1.30% (stronger) |
| Loans ÷ deposits | 46.6% (stronger) | 68.1% |
| Uninsured deposits | 5.5% | 0.0% (stronger) |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Earthmover Credit Union has the higher TellerScore (87 vs 80). On the 7 directional measures above (where higher or lower is clearly better), New Century Federal Credit Union leads on 3 and Earthmover Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.