Side-by-side · Q2 2026 data
New Directions Community Credit Union vs Bucks County Employees Credit Union
Credit union
New Directions Community Credit Union
Franklin, Pennsylvania · Under $100 million in assets
Credit union
Bucks County Employees Credit Union
Doylestown, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | New Directions Community Credit Union | Bucks County Employees Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 71 |
| Capital cushion | 95 (stronger) | 72 |
| Loan quality | 75 (stronger) | 70 |
| Earnings | 25 | 33 (stronger) |
| Funding & liquidity | 87 | 100 (stronger) |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 52nd | 42nd |
| Total assets | $40.7M | $39.2M |
| Deposits / shares | $34.7M | $34.1M |
| Capital ratio | 14.54% (stronger) | 12.22% |
| Problem loans | 0.76% (stronger) | 0.91% |
| Net charge-offs | 0.61% | -0.18% (stronger) |
| Return on assets | 0.12% | 0.33% (stronger) |
| Loans ÷ deposits | 73.7% | 5.7% (stronger) |
| Uninsured deposits | 0.2% (stronger) | 2.8% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
New Directions Community Credit Union has the higher TellerScore (75 vs 71). On the 7 directional measures above (where higher or lower is clearly better), New Directions Community Credit Union leads on 4 and Bucks County Employees Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.