Side-by-side · Q2 2026 data
New Era Bank vs Ozarks Federal Savings and Loan Association
Bank
Ozarks Federal Savings and Loan Association
Farmington, Missouri · $100 million – $1 billion
Metric by metric
| Measure | New Era Bank | Ozarks Federal Savings and Loan Association |
|---|---|---|
| TellerScore | 95 (stronger) | 76 |
| Capital cushion | 90 | 100 (stronger) |
| Loan quality | 99 (stronger) | 68 |
| Earnings | 100 (stronger) | 55 |
| Funding & liquidity | 93 (stronger) | 63 |
| Problem-loan coverage | 95 (stronger) | 90 |
| Peer percentile | 99th | 64th |
| Total assets | $453.1M | $277.2M |
| Deposits / shares | $387.7M | $227.7M |
| Capital ratio | 13.98% | 15.09% (stronger) |
| Problem loans | 0.02% (stronger) | 0.95% |
| Net charge-offs | 0.25% | -0.01% (stronger) |
| Return on assets | 2.46% (stronger) | 0.87% |
| Loans ÷ deposits | 64.7% (stronger) | 97.1% |
| Uninsured deposits | 17.1% | 7.7% (stronger) |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
New Era Bank has the higher TellerScore (95 vs 76). On the 7 directional measures above (where higher or lower is clearly better), New Era Bank leads on 4 and Ozarks Federal Savings and Loan Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Farmington, MO
- Fredericktown, MO