Side-by-side · Q2 2026 data
New Hampshire Federal Credit Union vs St. Mary'S Bank Credit Union
Credit union
New Hampshire Federal Credit Union
Concord, New Hampshire · $100 million – $1 billion
Credit union
St. Mary'S Bank Credit Union
Manchester, New Hampshire · $1 billion – $10 billion
Metric by metric
| Measure | New Hampshire Federal Credit Union | St. Mary'S Bank Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 68 |
| Capital cushion | 88 (stronger) | 50 |
| Loan quality | 98 (stronger) | 90 |
| Earnings | 68 (stronger) | 59 |
| Funding & liquidity | 69 (stronger) | 58 |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 87th | 50th |
| Total assets | $331.6M | $1.8B |
| Deposits / shares | $275.3M | $1.6B |
| Capital ratio | 13.81% (stronger) | 9.96% |
| Problem loans | 0.07% (stronger) | 0.31% |
| Net charge-offs | 0.12% (stronger) | 0.14% |
| Return on assets | 1.19% (stronger) | 0.99% |
| Loans ÷ deposits | 91.3% (stronger) | 100.3% |
| Uninsured deposits | 11.6% (stronger) | 16.5% |
| Offices | 1 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 24.5% |
New Hampshire Federal Credit Union has the higher TellerScore (85 vs 68). On the 7 directional measures above (where higher or lower is clearly better), New Hampshire Federal Credit Union leads on 7 and St. Mary'S Bank Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.