Side-by-side · Q2 2026 data
New Heights Federal Credit Union vs San Juan Credit Union
Metric by metric
| Measure | New Heights Federal Credit Union | San Juan Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 62 |
| Capital cushion | 99 (stronger) | 89 |
| Loan quality | 69 (stronger) | 23 |
| Earnings | 17 | 44 (stronger) |
| Funding & liquidity | 100 (stronger) | 88 |
| Problem-loan coverage | 95 (stronger) | 80 |
| Peer percentile | 52nd | 24th |
| Total assets | $27.7M | $29.9M |
| Deposits / shares | $23.6M | $25.5M |
| Capital ratio | 14.91% (stronger) | 13.93% |
| Problem loans | 0.93% (stronger) | 2.31% |
| Net charge-offs | 0.38% (stronger) | 1.68% |
| Return on assets | -0.07% | 0.60% (stronger) |
| Loans ÷ deposits | 46.8% (stronger) | 70.7% |
| Uninsured deposits | 0.7% (stronger) | 16.6% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
New Heights Federal Credit Union has the higher TellerScore (75 vs 62). On the 7 directional measures above (where higher or lower is clearly better), New Heights Federal Credit Union leads on 6 and San Juan Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.