Side-by-side · Q2 2026 data
New Horizon Bank, National Association vs 1st Advantage Federal Credit Union
Credit union
1st Advantage Federal Credit Union
Newport News, Virginia · $1 billion – $10 billion
Metric by metric
| Measure | New Horizon Bank, National Association | 1st Advantage Federal Credit Union |
|---|---|---|
| TellerScore | 60 | 90 (stronger) |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 95 (stronger) | 85 |
| Earnings | 4 | 92 (stronger) |
| Funding & liquidity | 52 | 72 (stronger) |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 19th | 98th |
| Total assets | $359.3M | $1.1B |
| Deposits / shares | $286.4M | $895.7M |
| Capital ratio | 10.81% | 16.66% (stronger) |
| Problem loans | 0.15% (stronger) | 0.45% |
| Net charge-offs | 0.27% (stronger) | 0.39% |
| Return on assets | -0.39% | 1.81% (stronger) |
| Loans ÷ deposits | 64.2% (stronger) | 87.8% |
| Uninsured deposits | 55.2% | 4.8% (stronger) |
| Offices | 3 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 28.0% |
1st Advantage Federal Credit Union has the higher TellerScore (90 vs 60). On the 7 directional measures above (where higher or lower is clearly better), New Horizon Bank, National Association leads on 3 and 1st Advantage Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.