Side-by-side · Q2 2026 data
New Horizon Federal Credit Union vs Toledo Fire Fighters Federal Credit Union
Credit union
Toledo Fire Fighters Federal Credit Union
Toledo, Ohio · Under $100 million in assets
Metric by metric
| Measure | New Horizon Federal Credit Union | Toledo Fire Fighters Federal Credit Union |
|---|---|---|
| TellerScore | 82 | 95 (stronger) |
| Capital cushion | 82 | 100 (stronger) |
| Loan quality | 94 (stronger) | 89 |
| Earnings | 60 | 90 (stronger) |
| Funding & liquidity | 81 | 100 (stronger) |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 70th | 96th |
| Total assets | $44.9M | $45.5M |
| Deposits / shares | $38.6M | $37.4M |
| Capital ratio | 13.24% | 17.84% (stronger) |
| Problem loans | 0.17% (stronger) | 0.34% |
| Net charge-offs | 0.67% | 0.58% (stronger) |
| Return on assets | 1.00% | 1.75% (stronger) |
| Loans ÷ deposits | 79.7% | 50.6% (stronger) |
| Uninsured deposits | 4.2% | 0.2% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Toledo Fire Fighters Federal Credit Union has the higher TellerScore (95 vs 82). On the 7 directional measures above (where higher or lower is clearly better), New Horizon Federal Credit Union leads on 1 and Toledo Fire Fighters Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.