Side-by-side · Q2 2026 data
New Horizon Federal Credit Union vs Valley One Community Federal Credit Union
Credit union
Valley One Community Federal Credit Union
Steubenville, Ohio · Under $100 million in assets
Metric by metric
| Measure | New Horizon Federal Credit Union | Valley One Community Federal Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 79 |
| Capital cushion | 82 (stronger) | 72 |
| Loan quality | 94 | 95 (stronger) |
| Earnings | 60 (stronger) | 46 |
| Funding & liquidity | 81 | 100 (stronger) |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 70th | 62nd |
| Total assets | $44.9M | $42.2M |
| Deposits / shares | $38.6M | $37.4M |
| Capital ratio | 13.24% (stronger) | 12.17% |
| Problem loans | 0.17% | 0.16% (stronger) |
| Net charge-offs | 0.67% | 0.13% (stronger) |
| Return on assets | 1.00% (stronger) | 0.64% |
| Loans ÷ deposits | 79.7% | 22.8% (stronger) |
| Uninsured deposits | 4.2% | 4.1% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
New Horizon Federal Credit Union has the higher TellerScore (82 vs 79). On the 7 directional measures above (where higher or lower is clearly better), New Horizon Federal Credit Union leads on 3 and Valley One Community Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.