Side-by-side · Q2 2026 data
New Horizons Credit Union vs Mobile Government Emp. Credit Union
Credit union
Mobile Government Emp. Credit Union
Mobile, Alabama · Under $100 million in assets
Metric by metric
| Measure | New Horizons Credit Union | Mobile Government Emp. Credit Union |
|---|---|---|
| TellerScore | 71 | 90 (stronger) |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 88 | 100 (stronger) |
| Earnings | 48 | 49 (stronger) |
| Funding & liquidity | 81 | 100 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 54th | 89th |
| Total assets | $304.1M | $15.0M |
| Deposits / shares | $269.6M | $11.6M |
| Capital ratio | 10.81% | 22.04% (stronger) |
| Problem loans | 0.37% | 0.00% (stronger) |
| Net charge-offs | 0.25% | 0.00% (stronger) |
| Return on assets | 0.70% | 0.72% (stronger) |
| Loans ÷ deposits | 79.2% | 30.6% (stronger) |
| Uninsured deposits | 1.4% | 0.0% (stronger) |
| Offices | 8 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 26.5% | — |
Mobile Government Emp. Credit Union has the higher TellerScore (90 vs 71). On the 7 directional measures above (where higher or lower is clearly better), New Horizons Credit Union leads on 0 and Mobile Government Emp. Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.