Side-by-side · Q2 2026 data
New Peoples Bank, Inc. vs Eastman Credit Union
Metric by metric
| Measure | New Peoples Bank, Inc. | Eastman Credit Union |
|---|---|---|
| TellerScore | 76 | 91 (stronger) |
| Capital cushion | 62 | 99 (stronger) |
| Loan quality | 85 | 90 (stronger) |
| Earnings | 79 | 98 (stronger) |
| Funding & liquidity | 73 (stronger) | 67 |
| Problem-loan coverage | 93 | 96 (stronger) |
| Peer percentile | 64th | 96th |
| Total assets | $942.5M | $10.2B |
| Deposits / shares | $828.4M | $8.6B |
| Capital ratio | 11.17% | 14.87% (stronger) |
| Problem loans | 0.45% | 0.31% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.38% |
| Return on assets | 1.48% | 1.95% (stronger) |
| Loans ÷ deposits | 87.6% (stronger) | 93.2% |
| Uninsured deposits | 12.7% (stronger) | 12.7% |
| Offices | 17 | 27 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.9% | 26.9% |
Eastman Credit Union has the higher TellerScore (91 vs 76). On the 7 directional measures above (where higher or lower is clearly better), New Peoples Bank, Inc. leads on 3 and Eastman Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Kingsport, TN
- Abingdon, VA
- Bristol, VA
- Gate City, VA