Side-by-side · Q2 2026 data
New Peoples Bank, Inc. vs Oak View National Bank
Metric by metric
| Measure | New Peoples Bank, Inc. | Oak View National Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 69 |
| Capital cushion | 62 (stronger) | 32 |
| Loan quality | 85 | 100 (stronger) |
| Earnings | 79 (stronger) | 57 |
| Funding & liquidity | 73 | 84 (stronger) |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 64th | 40th |
| Total assets | $942.5M | $966.1M |
| Deposits / shares | $828.4M | $693.0M |
| Capital ratio | 11.17% (stronger) | 8.16% |
| Problem loans | 0.45% | 0.01% (stronger) |
| Net charge-offs | 0.06% | 0.00% (stronger) |
| Return on assets | 1.48% (stronger) | 0.93% |
| Loans ÷ deposits | 87.6% | 56.0% (stronger) |
| Uninsured deposits | 12.7% (stronger) | 30.1% |
| Offices | 17 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.9% | — |
New Peoples Bank, Inc. has the higher TellerScore (76 vs 69). On the 7 directional measures above (where higher or lower is clearly better), New Peoples Bank, Inc. leads on 4 and Oak View National Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.