Side-by-side · Q2 2026 data
New South Credit Union vs First Choice Community Credit Union
Credit union
First Choice Community Credit Union
Knoxville, Tennessee · Under $100 million in assets
Metric by metric
| Measure | New South Credit Union | First Choice Community Credit Union |
|---|---|---|
| TellerScore | 96 (stronger) | 85 |
| Capital cushion | 99 | 100 (stronger) |
| Loan quality | 96 (stronger) | 66 |
| Earnings | 85 (stronger) | 72 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 97th | 77th |
| Total assets | $90.3M | $48.9M |
| Deposits / shares | $76.1M | $40.7M |
| Capital ratio | 14.91% | 16.41% (stronger) |
| Problem loans | 0.11% (stronger) | 1.02% |
| Net charge-offs | 0.06% (stronger) | 0.25% |
| Return on assets | 1.64% (stronger) | 1.31% |
| Loans ÷ deposits | 43.9% (stronger) | 48.6% |
| Uninsured deposits | 9.1% | 1.5% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
New South Credit Union has the higher TellerScore (96 vs 85). On the 7 directional measures above (where higher or lower is clearly better), New South Credit Union leads on 5 and First Choice Community Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.