Side-by-side · Q2 2026 data
Nicolet National Bank vs Community First Credit Union
Metric by metric
| Measure | Nicolet National Bank | Community First Credit Union |
|---|---|---|
| TellerScore | 64 | 84 (stronger) |
| Capital cushion | 46 | 78 (stronger) |
| Loan quality | 79 | 95 (stronger) |
| Earnings | 67 | 79 (stronger) |
| Funding & liquidity | 54 | 73 (stronger) |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 46th | 93rd |
| Total assets | $15.4B | $6.8B |
| Deposits / shares | $13.0B | $5.9B |
| Capital ratio | 9.64% | 12.85% (stronger) |
| Problem loans | 0.63% | 0.14% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.10% |
| Return on assets | 1.17% | 1.49% (stronger) |
| Loans ÷ deposits | 86.0% (stronger) | 86.4% |
| Uninsured deposits | 33.2% | 16.1% (stronger) |
| Offices | 110 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.5% | — |
Community First Credit Union has the higher TellerScore (84 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Nicolet National Bank leads on 2 and Community First Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.