Side-by-side · Q2 2026 data
Nicolet National Bank vs Summit Credit Union
Metric by metric
| Measure | Nicolet National Bank | Summit Credit Union |
|---|---|---|
| TellerScore | 64 | 67 (stronger) |
| Capital cushion | 46 | 53 (stronger) |
| Loan quality | 79 (stronger) | 78 |
| Earnings | 67 | 70 (stronger) |
| Funding & liquidity | 54 | 59 (stronger) |
| Problem-loan coverage | 94 (stronger) | 89 |
| Peer percentile | 46th | 47th |
| Total assets | $15.4B | $8.5B |
| Deposits / shares | $13.0B | $6.9B |
| Capital ratio | 9.64% | 10.34% (stronger) |
| Problem loans | 0.63% (stronger) | 0.65% |
| Net charge-offs | 0.03% (stronger) | 0.27% |
| Return on assets | 1.17% | 1.26% (stronger) |
| Loans ÷ deposits | 86.0% (stronger) | 100.9% |
| Uninsured deposits | 33.2% | 15.5% (stronger) |
| Offices | 110 | 34 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.5% | — |
Summit Credit Union has the higher TellerScore (67 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Nicolet National Bank leads on 3 and Summit Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.