Side-by-side · Q2 2026 data
Norfolk Community Federal Credit Union vs Homefield Credit Union
Credit union
Norfolk Community Federal Credit Union
Norfolk, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | Norfolk Community Federal Credit Union | Homefield Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 59 |
| Capital cushion | 77 (stronger) | 51 |
| Loan quality | 84 (stronger) | 77 |
| Earnings | 64 (stronger) | 29 |
| Funding & liquidity | 92 (stronger) | 68 |
| Problem-loan coverage | 96 (stronger) | 89 |
| Peer percentile | 65th | 19th |
| Total assets | $33.0M | $170.4M |
| Deposits / shares | $27.5M | $145.8M |
| Capital ratio | 12.67% (stronger) | 10.12% |
| Problem loans | 0.48% (stronger) | 0.69% |
| Net charge-offs | 0.28% | 0.06% (stronger) |
| Return on assets | 1.11% (stronger) | 0.23% |
| Loans ÷ deposits | 68.5% (stronger) | 92.3% |
| Uninsured deposits | 0.0% (stronger) | 8.7% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Norfolk Community Federal Credit Union has the higher TellerScore (80 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Norfolk Community Federal Credit Union leads on 6 and Homefield Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.