Side-by-side · Q2 2026 data
Norstate Federal Credit Union vs Bangor Federal Credit Union
Metric by metric
| Measure | Norstate Federal Credit Union | Bangor Federal Credit Union |
|---|---|---|
| TellerScore | 58 | 67 (stronger) |
| Capital cushion | 66 (stronger) | 37 |
| Loan quality | 42 | 81 (stronger) |
| Earnings | 40 | 61 (stronger) |
| Funding & liquidity | 81 | 94 (stronger) |
| Problem-loan coverage | 76 | 92 (stronger) |
| Peer percentile | 16th | 41st |
| Total assets | $280.0M | $293.2M |
| Deposits / shares | $244.5M | $267.2M |
| Capital ratio | 11.59% (stronger) | 8.70% |
| Problem loans | 1.74% | 0.57% (stronger) |
| Net charge-offs | 0.15% (stronger) | 0.20% |
| Return on assets | 0.50% | 1.03% (stronger) |
| Loans ÷ deposits | 79.2% | 66.3% (stronger) |
| Uninsured deposits | 14.6% | 1.8% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 15.3% |
Bangor Federal Credit Union has the higher TellerScore (67 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Norstate Federal Credit Union leads on 2 and Bangor Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.