Side-by-side · Q2 2026 data
North Adams M E Federal Credit Union vs Eastrise Federal Credit Union
Credit union
North Adams M E Federal Credit Union
North Adams, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | North Adams M E Federal Credit Union | Eastrise Federal Credit Union |
|---|---|---|
| TellerScore | 53 | 73 (stronger) |
| Capital cushion | 100 (stronger) | 73 |
| Loan quality | 0 | 80 (stronger) |
| Earnings | 0 | 66 (stronger) |
| Funding & liquidity | 100 (stronger) | 61 |
| Problem-loan coverage | 82 | 92 (stronger) |
| Peer percentile | 12th | 70th |
| Total assets | $2.3M | $3.2B |
| Deposits / shares | $1.9M | $2.7B |
| Capital ratio | 17.92% (stronger) | 12.32% |
| Problem loans | 3.36% | 0.60% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.10% |
| Return on assets | -0.99% | 1.14% (stronger) |
| Loans ÷ deposits | 58.4% (stronger) | 99.3% |
| Uninsured deposits | 0.0% (stronger) | 7.5% |
| Offices | 2 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.3% |
Eastrise Federal Credit Union has the higher TellerScore (73 vs 53). On the 7 directional measures above (where higher or lower is clearly better), North Adams M E Federal Credit Union leads on 4 and Eastrise Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.