Side-by-side · Q2 2026 data
North American Banking Company vs Ziegler Federal Credit Union
Credit union
Ziegler Federal Credit Union
Bloomington, Minnesota · Under $100 million in assets
Metric by metric
| Measure | North American Banking Company | Ziegler Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 87 (stronger) |
| Capital cushion | 39 | 100 (stronger) |
| Loan quality | 83 (stronger) | 64 |
| Earnings | 100 (stronger) | 88 |
| Funding & liquidity | 39 | 91 (stronger) |
| Problem-loan coverage | 92 | 96 (stronger) |
| Peer percentile | 49th | 83rd |
| Total assets | $1.5B | $4.3M |
| Deposits / shares | $1.1B | $3.2M |
| Capital ratio | 8.91% | 26.88% (stronger) |
| Problem loans | 0.51% (stronger) | 1.09% |
| Net charge-offs | 0.02% (stronger) | 0.10% |
| Return on assets | 2.13% (stronger) | 1.71% |
| Loans ÷ deposits | 71.3% | 69.0% (stronger) |
| Uninsured deposits | 81.2% | 0.0% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ziegler Federal Credit Union has the higher TellerScore (87 vs 68). On the 7 directional measures above (where higher or lower is clearly better), North American Banking Company leads on 3 and Ziegler Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.