Side-by-side · Q2 2026 data
North Carolina Community Federal Credit Union vs Greater Kinston Credit Union
Credit union
North Carolina Community Federal Credit Union
Goldsboro, North Carolina · $100 million – $1 billion
Credit union
Greater Kinston Credit Union
Kinston, North Carolina · Under $100 million in assets
Metric by metric
| Measure | North Carolina Community Federal Credit Union | Greater Kinston Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 57 |
| Capital cushion | 59 | 74 (stronger) |
| Loan quality | 96 (stronger) | 57 |
| Earnings | 65 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 98 (stronger) | 85 |
| Peer percentile | 78th | 17th |
| Total assets | $107.1M | $14.3M |
| Deposits / shares | $98.3M | $12.4M |
| Capital ratio | 10.92% | 12.39% (stronger) |
| Problem loans | 0.13% (stronger) | 1.28% |
| Net charge-offs | 0.38% (stronger) | 1.24% |
| Return on assets | 1.13% (stronger) | -0.49% |
| Loans ÷ deposits | 56.2% (stronger) | 76.9% |
| Uninsured deposits | 6.2% | 5.3% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
North Carolina Community Federal Credit Union has the higher TellerScore (80 vs 57). On the 7 directional measures above (where higher or lower is clearly better), North Carolina Community Federal Credit Union leads on 5 and Greater Kinston Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.