Side-by-side · Q2 2026 data
North Carolina Press Association Federal Credit Union vs Arcade Credit Union
Credit union
North Carolina Press Association Federal Credit Union
Raleigh, North Carolina · Under $100 million in assets
Metric by metric
| Measure | North Carolina Press Association Federal Credit Union | Arcade Credit Union |
|---|---|---|
| TellerScore | 75 | 80 (stronger) |
| Capital cushion | 100 (stronger) | 94 |
| Loan quality | 8 | 77 (stronger) |
| Earnings | 94 (stronger) | 42 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 93 | 96 (stronger) |
| Peer percentile | 52nd | 65th |
| Total assets | $12.0M | $7.8M |
| Deposits / shares | $9.7M | $6.7M |
| Capital ratio | 18.83% (stronger) | 14.42% |
| Problem loans | 2.76% | 0.70% (stronger) |
| Net charge-offs | 2.49% | -0.02% (stronger) |
| Return on assets | 1.86% (stronger) | 0.56% |
| Loans ÷ deposits | 28.3% (stronger) | 54.8% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Arcade Credit Union has the higher TellerScore (80 vs 75). On the 6 directional measures above (where higher or lower is clearly better), North Carolina Press Association Federal Credit Union leads on 3 and Arcade Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.