TellerScore

North Carolina Press Association Federal Credit Union (NCUA charter #24140) is based in Raleigh, North Carolina. Its Q2 2026 call report shows $12.0M in total assets and $9.7M in member shares and deposits and 1 office.

North Carolina Press Association Federal Credit Union has a TellerScore of 75 out of 100 (strong) based on Q2 2026 data — higher than 52% of its 2,479 credit unions with under $100 million in assets. Among 57 credit unions headquartered in North Carolina, it ranks 19th. Capital cushion contributes the most (100/100, 18.83%); loan quality contributes the least (8/100, 2.76%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 18.83%
Loan quality8/100
Loans 60+ days delinquent ÷ total loans: 2.76%
Earnings94/100
Return on assets (annualized): 1.86%
Funding & liquidity100/100
Loans ÷ shares: 28.3% · 0.0% uninsured
Problem-loan coverage93/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.36%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (74 → 75).

TellerScore
738291Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202474
Q3 202491
Q4 202484
Q1 202590
Q2 202574
Q3 202574
Q4 202574
Q1 202673
Q2 202675
Net worth ratio
7.00%13.34%19.68%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202418.35%
Q3 202418.68%
Q4 202419.68%
Q1 202519.08%
Q2 202519.51%
Q3 202519.37%
Q4 202519.41%
Q1 202618.86%
Q2 202618.83%
Delinquent loans (60+ days)
0.98%2.39%3.79%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20243.44%
Q3 20240.98%
Q4 20241.91%
Q1 20251.21%
Q2 20253.77%
Q3 20253.41%
Q4 20253.79%
Q1 20262.76%
Q2 20262.76%
Return on assets
1.61%2.20%2.79%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20242.71%
Q3 20242.79%
Q4 20242.75%
Q1 20252.29%
Q2 20252.33%
Q3 20252.29%
Q4 20252.26%
Q1 20261.61%
Q2 20261.86%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202675$12.0M18.83%2.76%1.86%28.3%
Q1 202673$11.6M18.86%2.76%1.61%28.8%
Q4 202574$11.1M19.41%3.79%2.26%28.0%
Q3 202574$10.7M19.37%3.41%2.29%29.1%
Q2 202574$10.3M19.51%3.77%2.33%30.9%
Q1 202590$10.2M19.08%1.21%2.29%30.5%
Q4 202484$9.6M19.68%1.91%2.75%33.3%
Q3 202491$9.8M18.68%0.98%2.79%32.8%
Q2 202474$9.6M18.35%3.44%2.71%32.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio18.83%
73rd
Problem loans2.76%
14th
Net charge-offs2.49%
4th
Return on assets1.86%
92nd
Loans to deposits28.3%
90th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio3.4%
40th

Similar-size credit unions in North Carolina

InstitutionScoreAssetsCapitalProblem loansCompare
Internal Revenue Employees Federal Credit UnionCredit union Greensboro, NC80 out of 100, Strong$12.2M29.4%0.75%vs
Guco Credit UnionCredit union Greenville, NC81 out of 100, Strong$10.2M17.8%0.13%vs
Greater Kinston Credit UnionCredit union Kinston, NC57 out of 100, Moderate$14.3M12.4%1.28%vs
Allvac Savings and Credit UnionCredit union Monroe, NC90 out of 100, Very strong$9.5M17.6%0.09%vs
Greensboro Postal Credit UnionCredit union Greensboro, NC53 out of 100, Below average$15.6M34.3%5.89%vs
Tcp Credit UnionCredit union Rural Hall, NC73 out of 100, Strong$15.9M17.0%1.23%vs

Deposit insurance

Is my money safe at North Carolina Press Association Federal Credit Union?

Yes. North Carolina Press Association Federal Credit Union is a federally insured credit union (NCUA charter #24140). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 18.83%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

North Carolina Press Association Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
North Carolina Press Association Federal Credit Union
Type
Federal credit union
NCUA charter #
24140
RSSD ID
342193
Primary regulator
NCUA
Established
1984
Headquarters
Po Box 27744, Raleigh, NC 27690

Quick answers

North Carolina Press Association Federal Credit Union: common questions

Is North Carolina Press Association Federal Credit Union NCUA insured?

Yes. North Carolina Press Association Federal Credit Union is a federally insured credit union (NCUA charter #24140). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is North Carolina Press Association Federal Credit Union's TellerScore?

75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does North Carolina Press Association Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Raleigh

InstitutionScoreAssetsCapitalProblem loansCompare
Mount Vernon Baptist Church Credit UnionCredit union Durham, NC100 out of 100, Very strong$153K37.7%0.00%vs
FSNB, National AssociationBank Lawton, OK96 out of 100, Very strong$478.3M17.5%0.36%vs
Farmers & Merchants BankBank Granite Quarry, NC90 out of 100, Very strong$998.8M15.3%0.79%vs
Providence BankBank Rocky Mount, NC82 out of 100, Strong$1.5B12.2%0.12%vs
Summit Credit UnionCredit union Greensboro, NC82 out of 100, Strong$368.8M15.4%0.71%vs
Carolinas Telco Federal Credit UnionCredit union Charlotte, NC79 out of 100, Strong$506.3M15.1%0.91%vs