Side-by-side · Q2 2026 data
North Sanpete Federal Credit Union vs Valley Wide Federal Credit Union
Credit union
North Sanpete Federal Credit Union
Fairview, Utah · Under $100 million in assets
Metric by metric
| Measure | North Sanpete Federal Credit Union | Valley Wide Federal Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 85 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 | 100 |
| Earnings | 63 (stronger) | 23 |
| Funding & liquidity | 79 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 87th | 77th |
| Total assets | $1.2M | $404K |
| Deposits / shares | $929K | $266K |
| Capital ratio | 23.47% | 33.54% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.06% (stronger) | 0.07% |
| Loans ÷ deposits | 81.5% | 46.1% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
North Sanpete Federal Credit Union has the higher TellerScore (89 vs 85). On the 4 directional measures above (where higher or lower is clearly better), North Sanpete Federal Credit Union leads on 2 and Valley Wide Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.