Side-by-side · Q2 2026 data
North Shore Bank vs Tri-County Credit Union
Metric by metric
| Measure | North Shore Bank | Tri-County Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 49 |
| Capital cushion | 94 (stronger) | 61 |
| Loan quality | 97 (stronger) | 27 |
| Earnings | 61 (stronger) | 40 |
| Funding & liquidity | 66 (stronger) | 64 |
| Problem-loan coverage | 99 (stronger) | 66 |
| Peer percentile | 95th | 8th |
| Total assets | $2.6B | $43.3M |
| Deposits / shares | $2.2B | $38.4M |
| Capital ratio | 14.45% (stronger) | 11.10% |
| Problem loans | 0.10% (stronger) | 2.18% |
| Net charge-offs | 0.02% (stronger) | 0.25% |
| Return on assets | 1.02% (stronger) | 0.50% |
| Loans ÷ deposits | 94.5% (stronger) | 96.7% |
| Uninsured deposits | 11.8% | 5.3% (stronger) |
| Offices | 42 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 32.8% | — |
North Shore Bank has the higher TellerScore (84 vs 49). On the 7 directional measures above (where higher or lower is clearly better), North Shore Bank leads on 6 and Tri-County Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.