TellerScore

Tri-County Credit Union is a federally insured state-chartered credit union headquartered in Marinette, Wisconsin, in business for about 90 years. At the end of Q2 2026 it reported $43.3M in total assets and $38.4M in member shares and deposits, with 2 offices across 2 states.

Based on its Q2 2026 filing, Tri-County Credit Union scores 49/100, which we describe as below average. That is higher than only 8% of 2,479 credit unions with under $100 million in assets. Among 98 credit unions headquartered in Wisconsin, it ranks 94th. Its strongest component is problem-loan coverage (66/100; 16.8%), and its lowest is loan quality (27/100; 2.18%).

TellerScore · Q2 2026

Scorecard

Capital cushion61/100
Net worth ratio: 11.10%
Loan quality27/100
Loans 60+ days delinquent ÷ total loans: 2.18%
Earnings40/100
Return on assets (annualized): 0.50%
Funding & liquidity64/100
Loans ÷ shares: 96.7% · 5.3% uninsured
Problem-loan coverage66/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 16.84%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 9 points (58 → 49), mostly because the loan quality component weakened by 50 points.

TellerScore
496173Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202473
Q3 202466
Q4 202473
Q1 202556
Q2 202558
Q3 202555
Q4 202551
Q1 202673
Q2 202649
Net worth ratio
7.00%9.52%12.04%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.60%
Q3 202412.04%
Q4 202412.02%
Q1 202511.11%
Q2 202511.11%
Q3 202511.64%
Q4 202511.42%
Q1 202611.20%
Q2 202611.10%
Delinquent loans (60+ days)
0.29%1.24%2.18%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.10%
Q3 20241.81%
Q4 20240.79%
Q1 20250.89%
Q2 20250.68%
Q3 20251.23%
Q4 20251.79%
Q1 20260.29%
Q2 20262.18%
Return on assets
-2.13%-0.27%1.59%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.59%
Q3 20241.42%
Q4 20241.21%
Q1 2025-2.13%
Q2 2025-0.61%
Q3 2025-0.15%
Q4 20250.10%
Q1 20261.06%
Q2 20260.50%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202649$43.3M11.10%2.18%0.50%96.7%
Q1 202673$43.0M11.20%0.29%1.06%93.4%
Q4 202551$41.1M11.42%1.79%0.10%95.6%
Q3 202555$40.5M11.64%1.23%-0.15%95.4%
Q2 202558$41.7M11.11%0.68%-0.61%86.4%
Q1 202556$40.8M11.11%0.89%-2.13%84.1%
Q4 202473$39.6M12.02%0.79%1.21%84.8%
Q3 202466$40.3M12.04%1.81%1.42%82.5%
Q2 202473$40.5M11.60%1.10%1.59%82.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.10%
25th
Problem loans2.18%
19th
Net charge-offs0.25%
42nd
Return on assets0.50%
42nd
Loans to deposits96.7%
5th
Uninsured deposits5.3%
20th
Loan-loss reserves0.00%
37th
Texas ratio16.8%
6th

Similar-size credit unions in Wisconsin

InstitutionScoreAssetsCapitalProblem loansCompare
Wea Credit UnionCredit union Madison, WI79 out of 100, Strong$43.2M11.7%0.15%vs
County - City Credit UnionCredit union Jefferson, WI78 out of 100, Strong$43.6M11.3%0.41%vs
Golden Rule Community Credit UnionCredit union Ripon, WI72 out of 100, Strong$42.6M12.0%1.05%vs
Marathon County Employees Credit UnionCredit union Wausau, WI86 out of 100, Very strong$46.5M16.3%0.38%vs
Iron County Community Credit UnionCredit union Hurley, WI78 out of 100, Strong$47.4M18.6%2.00%vs
Ripple Credit UnionCredit union Oshkosh, WI89 out of 100, Very strong$38.9M14.8%0.62%vs

Deposit insurance

Is my money safe at Tri-County Credit Union?

Yes. Tri-County Credit Union is a federally insured credit union (NCUA charter #66640). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.3% of shares and deposits ($2.0M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 11.10%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Tri-County Credit Union lists 2 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Tri-County Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
66640
RSSD ID
188690
Primary regulator
State + NCUA
Established
1936
Headquarters
2205 Hall Ave, Suite 107, Marinette, WI 54143
Employees
13

Quick answers

Tri-County Credit Union: common questions

Is Tri-County Credit Union NCUA insured?

Yes. Tri-County Credit Union is a federally insured credit union (NCUA charter #66640). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Tri-County Credit Union's TellerScore?

49 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Tri-County Credit Union have?

2 offices as of the latest NCUA data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Marinette

InstitutionScoreAssetsCapitalProblem loansCompare
Bay Shore Credit UnionCredit union Marinette, WI92 out of 100, Very strong$48.2M18.6%0.27%vs
North Shore BankBank Brookfield, WI84 out of 100, Strong$2.6B14.4%0.10%vs
N.E.W. Credit UnionCredit union Oconto Falls, WI77 out of 100, Strong$178.2M11.1%0.36%vs
Forward Financial Credit UnionCredit union Niagara, WI75 out of 100, Strong$85.9M13.5%0.79%vs
The Peshtigo National BankBank Peshtigo, WI69 out of 100, Moderate$300.0M9.0%0.00%vs
Capital Credit UnionCredit union Green Bay, WI69 out of 100, Moderate$2.8B12.3%0.90%vs