Side-by-side · Q2 2026 data
North Shore Bank vs Unison Credit Union
Metric by metric
| Measure | North Shore Bank | Unison Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 71 |
| Capital cushion | 94 (stronger) | 47 |
| Loan quality | 97 (stronger) | 90 |
| Earnings | 61 (stronger) | 56 |
| Funding & liquidity | 66 | 89 (stronger) |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 95th | 54th |
| Total assets | $2.6B | $393.6M |
| Deposits / shares | $2.2B | $321.7M |
| Capital ratio | 14.45% (stronger) | 9.71% |
| Problem loans | 0.10% (stronger) | 0.29% |
| Net charge-offs | 0.02% (stronger) | 0.22% |
| Return on assets | 1.02% (stronger) | 0.90% |
| Loans ÷ deposits | 94.5% | 71.3% (stronger) |
| Uninsured deposits | 11.8% | 8.2% (stronger) |
| Offices | 42 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 32.8% | 4.3% |
North Shore Bank has the higher TellerScore (84 vs 71). On the 7 directional measures above (where higher or lower is clearly better), North Shore Bank leads on 5 and Unison Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.