Side-by-side · Q2 2026 data
North Shore Bank vs Wolf River Community Bank
Metric by metric
| Measure | North Shore Bank | Wolf River Community Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 81 |
| Capital cushion | 94 (stronger) | 74 |
| Loan quality | 97 | 98 (stronger) |
| Earnings | 61 | 94 (stronger) |
| Funding & liquidity | 66 (stronger) | 40 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 95th | 80th |
| Total assets | $2.6B | $385.8M |
| Deposits / shares | $2.2B | $297.6M |
| Capital ratio | 14.45% (stronger) | 12.42% |
| Problem loans | 0.10% | 0.05% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.02% | 1.85% (stronger) |
| Loans ÷ deposits | 94.5% (stronger) | 105.4% |
| Uninsured deposits | 11.8% (stronger) | 28.3% |
| Offices | 42 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 32.8% | 0.5% |
North Shore Bank has the higher TellerScore (84 vs 81). On the 7 directional measures above (where higher or lower is clearly better), North Shore Bank leads on 4 and Wolf River Community Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.