Side-by-side · Q2 2026 data
North Valley Bank vs The Community Bank
Metric by metric
| Measure | North Valley Bank | The Community Bank |
|---|---|---|
| TellerScore | 65 | 74 (stronger) |
| Capital cushion | 51 | 56 (stronger) |
| Loan quality | 77 | 92 (stronger) |
| Earnings | 62 | 66 (stronger) |
| Funding & liquidity | 62 | 76 (stronger) |
| Problem-loan coverage | 91 | 97 (stronger) |
| Peer percentile | 29th | 57th |
| Total assets | $426.9M | $680.1M |
| Deposits / shares | $374.9M | $599.5M |
| Capital ratio | 10.05% | 10.58% (stronger) |
| Problem loans | 0.68% | 0.23% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.08% |
| Return on assets | 1.04% | 1.16% (stronger) |
| Loans ÷ deposits | 86.4% | 79.3% (stronger) |
| Uninsured deposits | 26.0% | 19.6% (stronger) |
| Offices | 10 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.9% | 8.9% |
The Community Bank has the higher TellerScore (74 vs 65). On the 7 directional measures above (where higher or lower is clearly better), North Valley Bank leads on 1 and The Community Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.