Side-by-side · Q2 2026 data
Northeast Alabama Postal Federal Credit Union vs Blue Flame Credit Union
Credit union
Northeast Alabama Postal Federal Credit Union
Anniston, Alabama · Under $100 million in assets
Metric by metric
| Measure | Northeast Alabama Postal Federal Credit Union | Blue Flame Credit Union |
|---|---|---|
| TellerScore | 73 | 90 (stronger) |
| Capital cushion | 91 | 100 (stronger) |
| Loan quality | 65 | 100 (stronger) |
| Earnings | 35 | 48 (stronger) |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 91 | 100 (stronger) |
| Peer percentile | 47th | 89th |
| Total assets | $15.6M | $10.7M |
| Deposits / shares | $13.4M | $8.8M |
| Capital ratio | 14.12% | 15.36% (stronger) |
| Problem loans | 1.06% | 0.00% (stronger) |
| Net charge-offs | 0.00% | -0.05% (stronger) |
| Return on assets | 0.37% | 0.70% (stronger) |
| Loans ÷ deposits | 67.8% | 43.1% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 1.4% |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Blue Flame Credit Union has the higher TellerScore (90 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Northeast Alabama Postal Federal Credit Union leads on 1 and Blue Flame Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.