Side-by-side · Q2 2026 data
Northeast Alabama Postal Federal Credit Union vs Fedmont Federal Credit Union
Credit union
Northeast Alabama Postal Federal Credit Union
Anniston, Alabama · Under $100 million in assets
Metric by metric
| Measure | Northeast Alabama Postal Federal Credit Union | Fedmont Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 75 (stronger) |
| Capital cushion | 91 (stronger) | 84 |
| Loan quality | 65 | 83 (stronger) |
| Earnings | 35 (stronger) | 22 |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 91 | 98 (stronger) |
| Peer percentile | 47th | 52nd |
| Total assets | $15.6M | $13.0M |
| Deposits / shares | $13.4M | $11.2M |
| Capital ratio | 14.12% (stronger) | 13.37% |
| Problem loans | 1.06% | 0.52% (stronger) |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 0.37% (stronger) | 0.06% |
| Loans ÷ deposits | 67.8% | 36.1% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fedmont Federal Credit Union has the higher TellerScore (75 vs 73). On the 6 directional measures above (where higher or lower is clearly better), Northeast Alabama Postal Federal Credit Union leads on 2 and Fedmont Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.