Side-by-side · Q2 2026 data
Northeast Mississippi Federal Credit Union vs Delta Federal Credit Union
Credit union
Northeast Mississippi Federal Credit Union
Amory, Mississippi · Under $100 million in assets
Credit union
Delta Federal Credit Union
Greenville, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Northeast Mississippi Federal Credit Union | Delta Federal Credit Union |
|---|---|---|
| TellerScore | 56 | 98 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 91 (stronger) |
| Earnings | 63 | 100 (stronger) |
| Funding & liquidity | 60 | 100 (stronger) |
| Problem-loan coverage | 45 | 99 (stronger) |
| Peer percentile | 16th | 98th |
| Total assets | $6.8M | $8.9M |
| Deposits / shares | $5.8M | $6.3M |
| Capital ratio | 15.00% | 29.19% (stronger) |
| Problem loans | 5.21% | 0.27% (stronger) |
| Net charge-offs | 1.09% (stronger) | 1.25% |
| Return on assets | 1.07% | 2.76% (stronger) |
| Loans ÷ deposits | 100.3% | 49.9% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Delta Federal Credit Union has the higher TellerScore (98 vs 56). On the 6 directional measures above (where higher or lower is clearly better), Northeast Mississippi Federal Credit Union leads on 1 and Delta Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.