Northeast Mississippi Federal Credit Union (NCUA charter #16449) is based in Amory, Mississippi. Its Q2 2026 call report shows $6.8M in total assets and $5.8M in member shares and deposits and 1 office.
Based on its Q2 2026 filing, Northeast Mississippi Federal Credit Union scores 56/100, which we describe as moderate. That is higher than only 16% of 2,479 credit unions with under $100 million in assets. Among 55 credit unions headquartered in Mississippi, it ranks 46th. Its strongest component is capital cushion (100/100; 15.00%), and its lowest is loan quality (0/100; 5.21%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (55 → 56).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 46 |
| Q3 2024 | 51 |
| Q4 2024 | 50 |
| Q1 2025 | 53 |
| Q2 2025 | 55 |
| Q3 2025 | 53 |
| Q4 2025 | 49 |
| Q1 2026 | 63 |
| Q2 2026 | 56 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 14.84% |
| Q3 2024 | 15.46% |
| Q4 2024 | 15.89% |
| Q1 2025 | 15.12% |
| Q2 2025 | 15.44% |
| Q3 2025 | 15.26% |
| Q4 2025 | 15.08% |
| Q1 2026 | 15.22% |
| Q2 2026 | 15.00% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 3.39% |
| Q3 2024 | 3.05% |
| Q4 2024 | 4.98% |
| Q1 2025 | 2.42% |
| Q2 2025 | 3.92% |
| Q3 2025 | 3.52% |
| Q4 2025 | 5.20% |
| Q1 2026 | 5.80% |
| Q2 2026 | 5.21% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.47% |
| Q3 2024 | 0.04% |
| Q4 2024 | 0.36% |
| Q1 2025 | -0.38% |
| Q2 2025 | 0.89% |
| Q3 2025 | 0.48% |
| Q4 2025 | 0.20% |
| Q1 2026 | 2.15% |
| Q2 2026 | 1.07% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 56 | $6.8M | 15.00% | 5.21% | 1.07% | 100.3% |
| Q1 2026 | 63 | $6.7M | 15.22% | 5.80% | 2.15% | 98.9% |
| Q4 2025 | 49 | $6.6M | 15.08% | 5.20% | 0.20% | 100.5% |
| Q3 2025 | 53 | $6.6M | 15.26% | 3.52% | 0.48% | 101.9% |
| Q2 2025 | 55 | $6.5M | 15.44% | 3.92% | 0.89% | 104.6% |
| Q1 2025 | 53 | $6.4M | 15.12% | 2.42% | -0.38% | 98.4% |
| Q4 2024 | 50 | $6.1M | 15.89% | 4.98% | 0.36% | 102.0% |
| Q3 2024 | 51 | $6.2M | 15.46% | 3.05% | 0.04% | 98.1% |
| Q2 2024 | 46 | $6.3M | 14.84% | 3.39% | -0.47% | 93.1% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Mississippi
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Memorial Federal Credit UnionCredit union Gulfport, MS | 84 out of 100, Strong | $5.9M | 38.3% | 0.16% | vs |
| Tombigbee Federal Credit UnionCredit union Amory, MS | 87 out of 100, Very strong | $5.5M | 19.4% | 1.18% | vs |
| Community Partners Federal Credit UnionCredit union Newton, MS | 60 out of 100, Moderate | $5.3M | 9.2% | 0.25% | vs |
| Water'S Edge Federal Credit UnionCredit union Biloxi, MS | 49 out of 100, Below average | $5.0M | 7.2% | 1.12% | vs |
| Delta Federal Credit UnionCredit union Greenville, MS | 98 out of 100, Very strong | $8.9M | 29.2% | 0.27% | vs |
| Shelby/Bolivar County Federal Credit UnionCredit union Boyle, MS | 71 out of 100, Strong | $4.5M | 20.3% | 5.89% | vs |
Deposit insurance
Is my money safe at Northeast Mississippi Federal Credit Union?
Yes. Northeast Mississippi Federal Credit Union is a federally insured credit union (NCUA charter #16449). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 15.00%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Northeast Mississippi Federal Credit Union lists 1 office in 1 city. Most locations:
- Amory, MS (1)
Identity & history
Profile
- Legal name
- Northeast Mississippi Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 16449
- RSSD ID
- 799788
- Primary regulator
- NCUA
- Established
- 1964
- Headquarters
- 101 3rd Ave S, Amory, MS 38821
- Employees
- 3
Quick answers
Northeast Mississippi Federal Credit Union: common questions
Is Northeast Mississippi Federal Credit Union NCUA insured?
Yes. Northeast Mississippi Federal Credit Union is a federally insured credit union (NCUA charter #16449). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Northeast Mississippi Federal Credit Union's TellerScore?
56 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Northeast Mississippi Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Amory
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First National BankBank Hamilton, AL | 97 out of 100, Very strong | $372.7M | 19.0% | 0.25% | vs |
| N. Mississippi Health Services Emp. Federal Credit UnionCredit union Tupelo, MS | 97 out of 100, Very strong | $14.0M | 20.9% | 0.00% | vs |
| First State Bank of the South, Inc.Bank Sulligent, AL | 89 out of 100, Very strong | $130.7M | 16.4% | 0.24% | vs |
| Tombigbee Federal Credit UnionCredit union Amory, MS | 87 out of 100, Very strong | $5.5M | 19.4% | 1.18% | vs |
| The Bank of VernonBank Vernon, AL | 85 out of 100, Very strong | $445.4M | 16.6% | 0.47% | vs |
| Community Spirit BankBank Red Bay, AL | 77 out of 100, Strong | $228.8M | 9.7% | 0.00% | vs |