Side-by-side · Q2 2026 data
Northeast Panhandle Teachers Federal Credit Union vs First Priority Credit Union
Credit union
Northeast Panhandle Teachers Federal Credit Union
Perryton, Texas · Under $100 million in assets
Metric by metric
| Measure | Northeast Panhandle Teachers Federal Credit Union | First Priority Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 74 |
| Capital cushion | 100 (stronger) | 67 |
| Loan quality | 74 (stronger) | 59 |
| Earnings | 52 | 74 (stronger) |
| Funding & liquidity | 84 | 100 (stronger) |
| Problem-loan coverage | 96 (stronger) | 92 |
| Peer percentile | 68th | 49th |
| Total assets | $22.0M | $23.0M |
| Deposits / shares | $17.3M | $20.3M |
| Capital ratio | 21.42% (stronger) | 11.72% |
| Problem loans | 0.79% (stronger) | 1.24% |
| Net charge-offs | 0.04% | -0.32% (stronger) |
| Return on assets | 0.80% | 1.34% (stronger) |
| Loans ÷ deposits | 76.4% | 42.6% (stronger) |
| Uninsured deposits | 1.2% (stronger) | 2.9% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Northeast Panhandle Teachers Federal Credit Union has the higher TellerScore (81 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Northeast Panhandle Teachers Federal Credit Union leads on 4 and First Priority Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.