Side-by-side · Q2 2026 data
Northern Bank & Trust Company vs Hingham Institution for Savings
Metric by metric
| Measure | Northern Bank & Trust Company | Hingham Institution for Savings |
|---|---|---|
| TellerScore | 69 (stronger) | 64 |
| Capital cushion | 96 (stronger) | 62 |
| Loan quality | 31 | 74 (stronger) |
| Earnings | 96 (stronger) | 70 |
| Funding & liquidity | 40 (stronger) | 27 |
| Problem-loan coverage | 75 | 87 (stronger) |
| Peer percentile | 53rd | 33rd |
| Total assets | $3.4B | $4.6B |
| Deposits / shares | $2.8B | $2.6B |
| Capital ratio | 14.55% (stronger) | 11.19% |
| Problem loans | 2.07% | 0.78% (stronger) |
| Net charge-offs | 0.07% | 0.00% (stronger) |
| Return on assets | 1.90% (stronger) | 1.24% |
| Loans ÷ deposits | 100.7% (stronger) | 149.3% |
| Uninsured deposits | 33.0% (stronger) | 35.8% |
| Offices | 12 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.0% | — |
Northern Bank & Trust Company has the higher TellerScore (69 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Northern Bank & Trust Company leads on 5 and Hingham Institution for Savings on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.