Side-by-side · Q2 2026 data
Northern Colorado Credit Union vs Peoples Credit Union
Metric by metric
| Measure | Northern Colorado Credit Union | Peoples Credit Union |
|---|---|---|
| TellerScore | 64 | 89 (stronger) |
| Capital cushion | 59 | 100 (stronger) |
| Loan quality | 64 | 95 (stronger) |
| Earnings | 33 | 83 (stronger) |
| Funding & liquidity | 97 (stronger) | 55 |
| Problem-loan coverage | 89 | 99 (stronger) |
| Peer percentile | 28th | 87th |
| Total assets | $76.3M | $75.0M |
| Deposits / shares | $67.9M | $60.0M |
| Capital ratio | 10.85% | 19.42% (stronger) |
| Problem loans | 1.08% | 0.16% (stronger) |
| Net charge-offs | 0.21% | 0.20% (stronger) |
| Return on assets | 0.33% | 1.57% (stronger) |
| Loans ÷ deposits | 63.7% (stronger) | 104.9% |
| Uninsured deposits | 12.8% | 2.3% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.0% | — |
Peoples Credit Union has the higher TellerScore (89 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Northern Colorado Credit Union leads on 1 and Peoples Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.