Side-by-side · Q2 2026 data
Northern Illinois Federal Credit Union vs Dupage County Employees Credit Union
Credit union
Northern Illinois Federal Credit Union
Dekalb, Illinois · Under $100 million in assets
Credit union
Dupage County Employees Credit Union
Wheaton, Illinois · Under $100 million in assets
Metric by metric
| Measure | Northern Illinois Federal Credit Union | Dupage County Employees Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 79 |
| Capital cushion | 97 | 100 (stronger) |
| Loan quality | 66 | 74 (stronger) |
| Earnings | 92 (stronger) | 30 |
| Funding & liquidity | 51 | 98 (stronger) |
| Problem-loan coverage | 87 | 95 (stronger) |
| Peer percentile | 65th | 62nd |
| Total assets | $18.0M | $17.9M |
| Deposits / shares | $15.1M | $15.0M |
| Capital ratio | 14.65% | 15.81% (stronger) |
| Problem loans | 1.01% | 0.77% (stronger) |
| Net charge-offs | 0.11% (stronger) | 0.17% |
| Return on assets | 1.79% (stronger) | 0.24% |
| Loans ÷ deposits | 109.0% | 62.0% (stronger) |
| Uninsured deposits | 2.0% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Northern Illinois Federal Credit Union has the higher TellerScore (80 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Northern Illinois Federal Credit Union leads on 3 and Dupage County Employees Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.