TellerScore

Headquartered in Wheaton, Illinois, Dupage County Employees Credit Union is a federally insured state-chartered credit union with $17.9M in total assets and $15.0M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1954.

Based on its Q2 2026 filing, Dupage County Employees Credit Union scores 79/100, which we describe as strong. That is higher than 62% of 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 79th. Its strongest component is capital cushion (100/100; 15.81%), and its lowest is earnings (30/100; 0.24%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 15.81%
Loan quality74/100
Loans 60+ days delinquent ÷ total loans: 0.77%
Earnings30/100
Return on assets (annualized): 0.24%
Funding & liquidity98/100
Loans ÷ shares: 62.0% · 0.0% uninsured
Problem-loan coverage95/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.52%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 15 points (94 → 79), mostly because the earnings component weakened by 70 points.

TellerScore
718496Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202486
Q3 202490
Q4 202491
Q1 202594
Q2 202594
Q3 202596
Q4 202595
Q1 202671
Q2 202679
Net worth ratio
7.00%11.40%15.81%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202412.20%
Q3 202413.37%
Q4 202413.14%
Q1 202513.69%
Q2 202514.39%
Q3 202515.77%
Q4 202515.51%
Q1 202615.75%
Q2 202615.81%
Delinquent loans (60+ days)
0.06%0.62%1.17%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.06%
Q3 20240.15%
Q4 20240.19%
Q1 20250.14%
Q2 20250.38%
Q3 20250.40%
Q4 20250.51%
Q1 20261.17%
Q2 20260.77%
Return on assets
-0.29%1.13%2.56%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20241.46%
Q3 20241.65%
Q4 20241.92%
Q1 20251.94%
Q2 20252.35%
Q3 20252.56%
Q4 20252.06%
Q1 2026-0.29%
Q2 20260.24%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202679$17.9M15.81%0.77%0.24%62.0%
Q1 202671$18.5M15.75%1.17%-0.29%61.3%
Q4 202595$18.5M15.51%0.51%2.06%62.9%
Q3 202596$18.3M15.77%0.40%2.56%65.9%
Q2 202594$18.8M14.39%0.38%2.35%63.1%
Q1 202594$18.9M13.69%0.14%1.94%63.8%
Q4 202491$18.8M13.14%0.19%1.92%64.3%
Q3 202490$17.6M13.37%0.15%1.65%68.5%
Q2 202486$18.7M12.20%0.06%1.46%62.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.81%
59th
Problem loans0.77%
47th
Net charge-offs0.17%
50th
Return on assets0.24%
29th
Loans to deposits62.0%
45th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio2.5%
47th

Similar-size credit unions in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Northern Illinois Federal Credit UnionCredit union Dekalb, IL80 out of 100, Strong$18.0M14.7%1.01%vs
77th Street Depot Federal Credit UnionCredit union Chicago, IL55 out of 100, Moderate$17.7M25.9%2.92%vs
Linxus Credit UnionCredit union Machesney Park, IL91 out of 100, Very strong$17.5M16.2%0.02%vs
Cbi Federal Credit UnionCredit union Plainfield, IL58 out of 100, Moderate$17.4M10.7%1.64%vs
Ambraw Federal Credit UnionCredit union Lawrenceville, IL72 out of 100, Strong$16.7M9.9%0.16%vs
Ottawa Hiway Credit UnionCredit union Ottawa, IL100 out of 100, Very strong$16.3M16.7%0.00%vs

Deposit insurance

Is my money safe at Dupage County Employees Credit Union?

Yes. Dupage County Employees Credit Union is a federally insured credit union (NCUA charter #61290). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 15.81%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Dupage County Employees Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Dupage County Employees Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
61290
RSSD ID
319092
Primary regulator
State + NCUA
Established
1954
Headquarters
421 N County Farm Rd, Wheaton, IL 60187
Employees
4

Quick answers

Dupage County Employees Credit Union: common questions

Is Dupage County Employees Credit Union NCUA insured?

Yes. Dupage County Employees Credit Union is a federally insured credit union (NCUA charter #61290). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Dupage County Employees Credit Union's TellerScore?

79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Dupage County Employees Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Wheaton

InstitutionScoreAssetsCapitalProblem loansCompare
Western Springs Federal Credit UnionCredit union Western Springs, IL95 out of 100, Very strong$3.9M18.2%0.46%vs
Aurora Policemen Credit UnionCredit union Aurora, IL95 out of 100, Very strong$26.3M15.3%0.00%vs
Aurora Firefighters' Credit UnionCredit union Aurora, IL93 out of 100, Very strong$2.7M16.1%0.00%vs
St. Martin De Porres Parish Federal Credit UnionCredit union Chicago, IL93 out of 100, Very strong$383K15.0%0.00%vs
Policemen'S Federal Credit UnionCredit union South Bend, IN92 out of 100, Very strong$95.5M16.4%0.29%vs
First Eagle BankBank Chicago, IL91 out of 100, Very strong$649.6M21.3%0.10%vs