Side-by-side · Q2 2026 data
Northern New Mexico School Employee Federal Credit Union vs Loco Credit Union
Credit union
Northern New Mexico School Employee Federal Credit Union
Santa Fe, New Mexico · Under $100 million in assets
Metric by metric
| Measure | Northern New Mexico School Employee Federal Credit Union | Loco Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 46 |
| Capital cushion | 75 | 80 (stronger) |
| Loan quality | 39 (stronger) | 0 |
| Earnings | 59 (stronger) | 4 |
| Funding & liquidity | 100 (stronger) | 92 |
| Problem-loan coverage | 92 (stronger) | 78 |
| Peer percentile | 36th | 6th |
| Total assets | $44.5M | $60.8M |
| Deposits / shares | $37.9M | $52.3M |
| Capital ratio | 12.48% | 12.95% (stronger) |
| Problem loans | 1.82% (stronger) | 3.20% |
| Net charge-offs | 0.48% (stronger) | 1.80% |
| Return on assets | 0.99% (stronger) | -0.40% |
| Loans ÷ deposits | 30.7% (stronger) | 46.1% |
| Uninsured deposits | 3.2% (stronger) | 22.3% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Northern New Mexico School Employee Federal Credit Union has the higher TellerScore (68 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Northern New Mexico School Employee Federal Credit Union leads on 6 and Loco Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.