Side-by-side · Q2 2026 data
Northern Skies Federal Credit Union vs Credit Union 1
Metric by metric
| Measure | Northern Skies Federal Credit Union | Credit Union 1 |
|---|---|---|
| TellerScore | 73 | 78 (stronger) |
| Capital cushion | 83 | 100 (stronger) |
| Loan quality | 64 | 66 (stronger) |
| Earnings | 66 | 67 (stronger) |
| Funding & liquidity | 67 (stronger) | 64 |
| Problem-loan coverage | 86 | 87 (stronger) |
| Peer percentile | 60th | 84th |
| Total assets | $231.7M | $1.7B |
| Deposits / shares | $197.7M | $1.4B |
| Capital ratio | 13.27% | 15.48% (stronger) |
| Problem loans | 1.07% | 1.01% (stronger) |
| Net charge-offs | 0.57% (stronger) | 0.60% |
| Return on assets | 1.14% | 1.18% (stronger) |
| Loans ÷ deposits | 90.5% (stronger) | 96.4% |
| Uninsured deposits | 17.3% | 10.8% (stronger) |
| Offices | 2 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Credit Union 1 has the higher TellerScore (78 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Northern Skies Federal Credit Union leads on 2 and Credit Union 1 on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.