TellerScore

Headquartered in Anchorage, Alaska, Credit Union 1 is a federally insured state-chartered credit union with $1.7B in total assets and $1.4B in member shares and deposits as of Q2 2026. It operates 11 offices. Its charter dates back to 1982.

Credit Union 1 has a TellerScore of 78 out of 100 (strong) based on Q2 2026 data — higher than 84% of its 454 credit unions with $1 billion – $10 billion. Among 8 credit unions headquartered in Alaska, it ranks 1st. Capital cushion contributes the most (100/100, 15.48%); funding & liquidity contributes the least (64/100, 96% loans-to-deposits, 11% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 15.48%
Loan quality66/100
Loans 60+ days delinquent ÷ total loans: 1.01%
Earnings67/100
Return on assets (annualized): 1.18%
Funding & liquidity64/100
Loans ÷ shares: 96.4% · 10.8% uninsured
Problem-loan coverage87/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 6.40%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 7 points (71 → 78), mostly because the capital cushion component improved by 13 points.

TellerScore
677480Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202467
Q3 202468
Q4 202472
Q1 202575
Q2 202571
Q3 202575
Q4 202575
Q1 202680
Q2 202678
Net worth ratio
7.00%11.24%15.48%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.84%
Q3 202413.20%
Q4 202413.34%
Q1 202513.63%
Q2 202513.74%
Q3 202514.09%
Q4 202514.10%
Q1 202614.36%
Q2 202615.48%
Delinquent loans (60+ days)
0.80%1.01%1.22%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.18%
Q3 20241.22%
Q4 20241.01%
Q1 20250.86%
Q2 20251.09%
Q3 20251.04%
Q4 20250.96%
Q1 20260.80%
Q2 20261.01%
Return on assets
0.77%1.09%1.40%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.77%
Q3 20240.84%
Q4 20240.96%
Q1 20251.11%
Q2 20250.89%
Q3 20251.21%
Q4 20251.03%
Q1 20261.40%
Q2 20261.18%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202678$1.7B15.48%1.01%1.18%96.4%
Q1 202680$1.5B14.36%0.80%1.40%95.2%
Q4 202575$1.5B14.10%0.96%1.03%95.0%
Q3 202575$1.5B14.09%1.04%1.21%99.6%
Q2 202571$1.5B13.74%1.09%0.89%97.9%
Q1 202575$1.5B13.63%0.86%1.11%94.1%
Q4 202472$1.5B13.34%1.01%0.96%94.4%
Q3 202468$1.4B13.20%1.22%0.84%95.2%
Q2 202467$1.5B12.84%1.18%0.77%95.3%

454 peers · $1 billion – $10 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.48%
93rd
Problem loans1.01%
27th
Net charge-offs0.60%
39th
Return on assets1.18%
79th
Loans to deposits96.4%
23rd
Uninsured deposits10.8%
35th
Loan-loss reserves0.00%
50th
Texas ratio6.4%
33rd

Deposit insurance

Is my money safe at Credit Union 1?

Yes. Credit Union 1 is a federally insured credit union (NCUA charter #66157). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 10.8% of shares and deposits ($151.4M) are above the $250,000 NCUA insurance limit, close to the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 15.48%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

11 locations

Branches

Credit Union 1 lists 11 offices in 7 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Credit Union 1
Type
Federally insured state-chartered credit union
NCUA charter #
66157
RSSD ID
418780
Primary regulator
State + NCUA
Established
1982
Headquarters
1941 Abbott Rd, Anchorage, AK 99507
Employees
450

Quick answers

Credit Union 1: common questions

Is Credit Union 1 NCUA insured?

Yes. Credit Union 1 is a federally insured credit union (NCUA charter #66157). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Credit Union 1's TellerScore?

78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Credit Union 1 have?

11 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Anchorage

InstitutionScoreAssetsCapitalProblem loansCompare
Alaska Air Group Federal Credit UnionCredit union Seatac, WA89 out of 100, Very strong$135.9M14.6%0.30%vs
First National Bank AlaskaBank Anchorage, AK77 out of 100, Strong$5.1B11.9%0.47%vs
Northern Skies Federal Credit UnionCredit union Anchorage, AK73 out of 100, Strong$231.7M13.3%1.07%vs
Alaska Dist Engineers Federal Credit UnionCredit union Jber, AK71 out of 100, Strong$12.5M9.3%0.27%vs
Nuvision Federal Credit UnionCredit union Huntington Beac, CA70 out of 100, Strong$4.0B12.0%0.62%vs
Northrim BankBank Anchorage, AK69 out of 100, Moderate$3.4B10.3%0.89%vs