Side-by-side · Q2 2026 data
Northfield Savings Bank vs 802 Credit Union
Metric by metric
| Measure | Northfield Savings Bank | 802 Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 67 |
| Capital cushion | 60 | 75 (stronger) |
| Loan quality | 83 (stronger) | 50 |
| Earnings | 48 | 66 (stronger) |
| Funding & liquidity | 71 | 72 (stronger) |
| Problem-loan coverage | 93 (stronger) | 81 |
| Peer percentile | 49th | 41st |
| Total assets | $1.6B | $507.7M |
| Deposits / shares | $1.3B | $440.1M |
| Capital ratio | 10.96% | 12.54% (stronger) |
| Problem loans | 0.52% (stronger) | 1.50% |
| Net charge-offs | 0.01% (stronger) | 0.35% |
| Return on assets | 0.71% | 1.14% (stronger) |
| Loans ÷ deposits | 86.0% (stronger) | 88.4% |
| Uninsured deposits | 18.0% | 3.4% (stronger) |
| Offices | 13 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.5% | 3.6% |
Northfield Savings Bank has the higher TellerScore (68 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Northfield Savings Bank leads on 4 and 802 Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.