Side-by-side · Q2 2026 data
Northfield Savings Bank vs Union Bank
Metric by metric
| Measure | Northfield Savings Bank | Union Bank |
|---|---|---|
| TellerScore | 68 (stronger) | 45 |
| Capital cushion | 60 (stronger) | 28 |
| Loan quality | 83 (stronger) | 55 |
| Earnings | 48 | 52 (stronger) |
| Funding & liquidity | 71 (stronger) | 32 |
| Problem-loan coverage | 93 (stronger) | 73 |
| Peer percentile | 49th | 4th |
| Total assets | $1.6B | $1.6B |
| Deposits / shares | $1.3B | $1.1B |
| Capital ratio | 10.96% (stronger) | 7.82% |
| Problem loans | 0.52% (stronger) | 1.35% |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 0.71% | 0.80% (stronger) |
| Loans ÷ deposits | 86.0% (stronger) | 101.4% |
| Uninsured deposits | 18.0% (stronger) | 39.5% |
| Offices | 13 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.5% | 5.0% |
Northfield Savings Bank has the higher TellerScore (68 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Northfield Savings Bank leads on 5 and Union Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.