Side-by-side · Q2 2026 data
Northland Area Federal Credit Union vs Alliance Catholic Credit Union
Credit union
Alliance Catholic Credit Union
Farmington Hill, Michigan · $100 million – $1 billion
Metric by metric
| Measure | Northland Area Federal Credit Union | Alliance Catholic Credit Union |
|---|---|---|
| TellerScore | 65 | 78 (stronger) |
| Capital cushion | 53 | 74 (stronger) |
| Loan quality | 71 | 88 (stronger) |
| Earnings | 50 | 60 (stronger) |
| Funding & liquidity | 87 (stronger) | 83 |
| Problem-loan coverage | 85 | 96 (stronger) |
| Peer percentile | 34th | 74th |
| Total assets | $714.4M | $718.5M |
| Deposits / shares | $648.9M | $626.4M |
| Capital ratio | 10.33% | 12.39% (stronger) |
| Problem loans | 0.88% | 0.36% (stronger) |
| Net charge-offs | 0.20% (stronger) | 0.22% |
| Return on assets | 0.76% | 0.99% (stronger) |
| Loans ÷ deposits | 73.3% (stronger) | 77.3% |
| Uninsured deposits | 4.5% | 4.2% (stronger) |
| Offices | 15 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 15.8% |
Alliance Catholic Credit Union has the higher TellerScore (78 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Northland Area Federal Credit Union leads on 2 and Alliance Catholic Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.