Side-by-side · Q2 2026 data
Northland Area Federal Credit Union vs Security Credit Union
Metric by metric
| Measure | Northland Area Federal Credit Union | Security Credit Union |
|---|---|---|
| TellerScore | 65 (stronger) | 58 |
| Capital cushion | 53 (stronger) | 48 |
| Loan quality | 71 | 73 (stronger) |
| Earnings | 50 (stronger) | 31 |
| Funding & liquidity | 87 (stronger) | 72 |
| Problem-loan coverage | 85 | 85 |
| Peer percentile | 34th | 16th |
| Total assets | $714.4M | $653.2M |
| Deposits / shares | $648.9M | $582.8M |
| Capital ratio | 10.33% (stronger) | 9.77% |
| Problem loans | 0.88% | 0.80% (stronger) |
| Net charge-offs | 0.20% (stronger) | 0.92% |
| Return on assets | 0.76% (stronger) | 0.27% |
| Loans ÷ deposits | 73.3% (stronger) | 88.0% |
| Uninsured deposits | 4.5% | 3.4% (stronger) |
| Offices | 15 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 26.0% |
Northland Area Federal Credit Union has the higher TellerScore (65 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Northland Area Federal Credit Union leads on 5 and Security Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.