Side-by-side · Q2 2026 data
Northland Area Federal Credit Union vs Team One Credit Union
Metric by metric
| Measure | Northland Area Federal Credit Union | Team One Credit Union |
|---|---|---|
| TellerScore | 65 | 66 (stronger) |
| Capital cushion | 53 (stronger) | 49 |
| Loan quality | 71 | 79 (stronger) |
| Earnings | 50 | 51 (stronger) |
| Funding & liquidity | 87 (stronger) | 85 |
| Problem-loan coverage | 85 | 90 (stronger) |
| Peer percentile | 34th | 37th |
| Total assets | $714.4M | $765.9M |
| Deposits / shares | $648.9M | $680.5M |
| Capital ratio | 10.33% (stronger) | 9.88% |
| Problem loans | 0.88% | 0.64% (stronger) |
| Net charge-offs | 0.20% (stronger) | 0.39% |
| Return on assets | 0.76% | 0.78% (stronger) |
| Loans ÷ deposits | 73.3% (stronger) | 75.5% |
| Uninsured deposits | 4.5% (stronger) | 7.8% |
| Offices | 15 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.9% |
Team One Credit Union has the higher TellerScore (66 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Northland Area Federal Credit Union leads on 4 and Team One Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.